Find an insurance policy. Check the MTPL policy for authenticity using the RSA database. this need may arise if

The insurance policy number is a ten-digit number. Thanks to him you can find out comprehensive information about the vehicle and its owner. Read about how to find out the owner by the MTPL policy number.

You can also get information about when the document expires, how many times it was used, as well as what accidents the car has been involved in during the current period of time. Agree, the information is necessary and necessary, especially when it comes to purchasing a car second-hand.

Where is it located?

Naturally, this numerical expression is located on the form. If you put it with the title side facing you, you can see the code in the upper right corner. It usually has a red tint.

Reference! The code value of the insurance policy is widely used when archiving data in the database of RSA, the Russian Union of Auto Insurers. This portal operates on the principle of an electronic information library, only the data is sorted not by alphabetical order, but by numerical order.

That is, if you have information about the insurance policy form code, you can obtain comprehensive information about the car and its owner. This explains the need to assign a similar numerical expression to each form.

What is it for?

In fact, the importance of this concept is difficult to overestimate.

Required data

Data that will help you find out information about the code value of the MTPL policy:

  • State registration number of the vehicle. It is assigned to each car individually, and you can use it to clarify the information you are interested in.
  • It is also possible to find out the information you are interested in using the VIN code.
  • But it doesn’t seem possible. Unfortunately, there is a high probability of finding information about the namesake, which will cause significant confusion. That is why, along with the last name, the citizen receiving the data must also know some other information.

How and where to find information on car insurance - detailed instructions

As mentioned above, in order to find out your MTPL insurance policy number, you must have any data that relates to a specific driver and his vehicle.

RSA

In order to find your MTPL policy number, you need to go to the portal of Russian auto insurers (RSA). In order to find out the code of the issued document using the RSA database, you just need to have with you the data that will become the basis for receiving it. Such data must be entered into the empty fields that are available in the form:

Important! Please do not use other resources to obtain information. It is likely that these are scam sites that will ask you for money or even become the owners of your personal data.

In order to find the MTPL insurance policy number, you will need information about your last name, registration number of the car and body, vin code, or driver's license.

You will find more nuances on how to find out your MTPL policy by car number in.

Insurance Company

You can also contact the branch of the company where you filled out the form.

  1. Provide the owner’s initials, along with information about the state sign, VIN code, and so on.
  2. Based on the data received, the insurer will run your information through the database and after some time you will receive the information you are interested in.

Private organizations

Many private organizations in the Russian Federation also provide assistance in the form of obtaining the necessary data for you. True, you will have to fork out for this service. There are no uniform tariffs for the cost of services.

Such companies exist both on the Internet and operate through personal reception. The main thing is not to run into scammers, which use the same SAR database to search for the data you are interested in.

How to find using a driver's license?

If you know your driver's license number, you can find information about your MTPL insurance policy number. To do this you need to use:

The easiest and fastest way is to visit the portal of Russian auto insurers. Use the instructions outlined above. However, enter your driver's license code information in the fields. Click on the “get data” button. After some time, information about the number of the required document and other data on the car will appear on the screen. But only on condition that the insurance product really exists and is not fake.

It's no secret that a state license plate can reveal a lot. For example, information such as the car's VIN, insurance policy, and insurance company is available. Indeed, it would seem that you can find out using numbers? As you can see - a lot! The information is not confidential at all. Read about it here.

How to find out information when it is urgently needed? Many drivers do not know where to turn for help. However, there is nothing complicated about it. There is a database that contains all the information. RSA is the Russian Union of Auto Insurers. It is there that they will be able to provide you with information on the MTPL insurance policy, determining the state number of the car.

Everything is quite simple. Find the official RSA website. You will see a window with fields that need to be filled in to obtain the most detailed and necessary information for you.

The lines are filled in as follows:

  1. First line– this is the VIN. It is not necessary to enter it, and besides, finding it out is not as quick and easy as we would like. Many people know that there are scammers among drivers who change the codes and display completely different information about their car just to sell it.
  2. Second line is the state registration plate of the vehicle. The state number will be known to you exactly and it is from it that you will find out all the information that you need. Attention! You only need to enter numbers and letters of the vehicle license plate.
  3. Third line– body number. It is not necessary to enter it.
  4. Fourth line– chassis number. It is also not necessary to enter it at all.

The next thing that must be indicated is the date on which information is requested under the MTPL agreement. Next, you need to enter a security code, which is required on most servers as confirmation that you are not a robot.

Having entered all the data, you will receive complete information, which will indicate everything that interests you under the OSAGO policy.

Read about here.

Where can I check my MTPL policy by car number?

Unfortunately, most drivers do not know where to turn and where they can quickly provide information. Everything is actually very simple. Again, a reliable assistant - RSA. Base of the Russian Union of Auto Insurers.

Many users complain about the timing of the request. However, it is not necessary once at a time and this process does not always take a lot of time. To find out, just go to the official RSA website and enter the data. To obtain information, it is enough to indicate the registration number of the car. After this, you will receive all the data on the MTPL policy.

What is the RSA database?

Russian Union of Auto Insurers (RUA) This is an organization operating on a non-profit basis. This organization is an association whose work is based on the membership of insurers. RSA is state registered and operates on the basis of the federal law on compulsory insurance.

RCA is the first professional association in the insurance market in all areas and the status of such an association is enshrined in law, which, of course, has the highest legal force.

The basis of the activity of this union is the protection and representation of the interests of those insurers associated with compulsory insurance. Also, the basis of the activity is the protection of the rights of both insurers and victims in the event of damage.

  1. Defends members of the association in court;
  2. Provides information, organizational and technical issues;
  3. Compensate injured persons in the form of monetary payments;
  4. Provides consulting services and other types of services.

The structure of the RSA is very extensive and consists of such departments as:

  • commissions and committees;
  • execution apparatus;
  • governing body;
  • presidium;
  • the president;
  • general meeting.

How to check the insurance policy number by car number using the RSA database?

Many drivers are frightened by various websites due to the fact that recently there are a lot of scammers who provide false information, and it can be almost impossible to recognize it.

However, there is one server that is official and this is RSA - Russian Union of Auto Insurers. Of course, by going to the official website, you can find a lot of information useful to you. However, verification is also available to any user. It is there that you can find out everything that interests you.

It's quite simple:

  1. You need to find a section where you can check the car
  2. Next, you will not see many fields to fill out. It is enough that you simply enter the car number in the field.
  3. In order to complete the request, you must enter the code shown in the picture. This is done to prevent scammers and various robot programs from sending requests.
  4. All we have to do is wait for an answer. How quickly they will give you an answer - no one can say. It all depends on the load.

In what cases might verification be necessary?

In fact, conducting a check is primarily to protect yourself. That's the right decision. Today, scammers have developed such intricate schemes and methods of deception that an ordinary driver would never even guess about it.

It is very sad when we believe, but end up buying a pig in a poke. Alas, this happens very often. Therefore, verification is extremely necessary. It is better, as they say, to measure seven times and cut once, and not otherwise.

Therefore, do not be lazy and make a request to RSA. This is often required when purchasing a car on the secondary market. Fraudsters are ready to trick and dodge as much as they like, just to mislead you, the buyer.

Yes, it may take some time to receive information on checking your MTPL policy. After all, having discovered a fake policy, doubts arise about all road accidents of this car, as well as the legality of replacing spare parts and repairs.

In addition, you can find out whether the car was stolen and find out its “biography”. But sometimes it is not quite positive, as we would like.

In addition to cases of purchasing a car, the MTPL policy must be checked after purchasing the policy on the Internet. Many drivers prefer to make purchases online without leaving home. Car insurance is no exception. It is recommended to purchase a policy in trusted places and on the official websites of insurance companies.

Options for scan results

So, during the check, you can get several options:

  1. If your policy is valid and no fraud has been detected, then a table will appear in front of you. The first column will indicate the date at which it provides information on the form you requested. Next, the second column will contain the status of your policy. If everything is in order, it will be written “in the possession of the policyholder.” Of course, the name of the insurance company will be indicated. The date the contract was concluded, as well as the start date of your contract, will also be displayed on this plate. The contract expiration date will complete the table. This is the data you will receive.
  2. The second possible outcome you might get may scare you. After entering all the data, you can see that no such form was found. Don't be afraid. Don't panic. Just re-enter the data and wait for a response again. You may have made a mistake and accidentally misspelled it.

Attention! If on the third attempt you see the same thing on the screen, then this means that this is a fake policy and you urgently need to take appropriate measures. Enter the data carefully and double-check each number. It is very important.

What if there is no data in the database for the specified car number?

In order to receive any information, you must enter data and wait for a response. The answer may be yes.

In this case, a sign will appear in front of you with all the necessary data, where the start and end dates of the contract, the insurance company, and the status of the policy will be written in detail. It is possible that you purchased a fake policy. Such cases are becoming more common and need to be guarded against. Therefore, checking is extremely important and necessary for you, as a driver first and foremost.

Re-enter the data again; it is possible that you made a typo and forgot to indicate a number or, conversely, indicated an extra one. If after three attempts you get the same result, then you can rest assured that you purchased a fake and your policy is considered invalid.

What to do if the policy is fake?

First of all, don’t panic. If you acquired such “happiness” not so long ago, then the chances of getting your money back are high.

First of all, contact the insurance company where you purchased this policy. You can contact either the insurance agent or the insurance company itself. It is best if you take two witnesses and a video camera with you. There is no point in recording speech on a voice recorder. This evidence has not been taken into account in court for a long time. Therefore, shoot a video and do it skillfully and discreetly. When you arrive, you just need to bring the policy and explain that it is fake.

If a lot of time has passed since you purchased the policy, then in any case the first thing you need to do is contact the office. If the office is still functioning and has not moved anywhere, then you are simply lucky. If there is no office, then contact the police. Be carefull.

If you have purchased an MTPL policy and doubt its authenticity, you can check it.

Checking by number does not take much time, does not require additional costs or long waits in queues. This can be done online.

OSAGO check is a guarantee of protection from any troubles on the road.

How to check the authenticity of an OSAGO policy by number?

Why do you need a compulsory motor liability insurance policy?

OSAGO is compulsory civil liability insurance for vehicle owners. If you crash into any car, the insurer will pay for repairs to the damaged car and pay for treatment.

The insurance company will cover the costs associated with repairing, for example, a storefront or a fence if you damage them too.

But under the MTPL policy you will not be able to compensate for the costs of repairing your vehicle or car theft. It only compensates the costs of the person responsible for the accident.

People gave the policy the name “Auto Citizen”. The amount of payments depends on the size of the base rate and odds.

The cost of MTPL consists of the following factors:

If a motorist does not have an MTPL policy, he is prohibited from driving a vehicle and registering it. Ignoring these conditions is punishable by a fine of 500-800 rubles.

The insurer fulfills its obligations to each victim. The number of insured events is not limited.

Damage is indemnified in the following amounts:

Europrotocol

This is a simplified registration, a procedure for drawing up documents for the purpose of compensating for losses under compulsory motor liability insurance without the participation of traffic police officers.

The following conditions must be met:

  • An accident involving two cars whose owners are insured under MTPL;
  • as a result of the accident, damage was caused to the vehicle specified in the first paragraph;
  • disagreements between the participants regarding the circumstances and damage received are resolved, and the relevant information is recorded in the notification form according to the rules of compulsory motor liability insurance;
  • the amount of damage does not exceed 50,000 rubles.

To apply, contact any insurance company, fill out an application and provide a package of documents:

  • application for concluding a contract;
  • identity document or certificate of state registration of a legal entity;
  • vehicle passport, vehicle registration certificate, technical certificate;
  • certificate of drivers who are allowed to drive a vehicle;
  • diagnostic card, maintenance or state inspection certificate;
  • previous policy (if any);
  • do not forget to make copies of the above documents.

Let's consider how to find out the authenticity of an MTPL insurance policy.

Authentication

There are different ways to check:

  • visual;
  • verification of authority to conclude an insurance contract;
  • automated database of stolen and lost policies.

Insurance payments are not made on fake policies. If the owner gets into an accident, he will have to compensate for the damage himself.

Fake policy:

  • a false form, which is made in a typographical way, having the necessary attributes;
  • an original form that was stolen or lost by the insurance company;
  • forms that were not submitted by insurance intermediaries immediately after termination of contracts with the insurer;
  • forms of insurance companies whose licenses were revoked or were declared bankrupt.

Let's look at how to determine the authenticity of an MTPL policy visually:

The introduction of new policies in 2016 was aimed at:

  • to increase the level of protection and preservation of car owner data;
  • suppression of fraud associated with the production and sale of counterfeit OSAGO documents;
  • stopping the uncontrolled distribution of unused old forms.

We check the company’s rights to enter into an MTPL agreement:

  1. The insurance company must have a valid license to sell policies. If the license is revoked, the insurer has no right to enter into such contracts.
  2. There must also be an intermediary of authority to conclude an agreement, a valid power of attorney for the right to enter into agreements.

You can check whether an insurance company has a license on the website of the Central Bank of the Russian Federation: http://www.cbr.ru/finmarkets/.

Let's find out how to check the authenticity of an OSAGO insurance policy using the RSA database.

The Russian Union of Auto Insurers is a non-profit corporate organization that represents a single all-Russian professional association.

It is based on the principle of compulsory membership of insurers providing compulsory civil liability insurance for vehicle owners.

The status of this association is fixed by law. It includes 71 insurance companies.

You can check OSAGO on the official website of RSA http://www.autoins.ru/ru/osago/polis. Using the policy number, you can easily determine expired, stolen documents, authenticity, and whether the policy belongs to a specific company.

The response information on the policy must contain information:

  • policy validity period;
  • document status (lost, stolen, valid);
  • location (at the insurance company or insurer);
  • to whom it was issued, license plate number of the car, full name of the car owner.

You can also check whether there is an insurance policy for the car using the vehicle number. You must enter the VIN number or vehicle registration number.

Possible options for checking:

  1. The policy cannot be found. Then the document is fake and needs to be replaced.
  2. Not issued. If the status contains the entry “is with the insurer,” then you only have a copy of it, and the original is with the insurance company.
  3. Lost power. You previously received a policy, but for some reason it was canceled.
  4. Expired. This policy also needs to be replaced.

The RSA database is freely available 24 hours a day. You can use it for free. On the site you can find some useful tips, find out useful numbers, look at sample forms, ask questions, and get acquainted with important documents.

How to check the authenticity of an electronic OSAGO policy?

OSAGO can be issued electronically, paid via the Internet, or received by email. The insurance company signs it with an enhanced, qualified electronic signature.

It is completed quickly and quite easily:

  • Log in to your personal account on a site that has this function (pre-register);
  • select “Create a new MTPL agreement”;
  • fill in your data, vehicle data, driver data, policy validity period;
  • after automatic verification, pay with a bank card;
  • if the verification fails, some sites require you to attach copies of documents for manual verification;
  • Afterwards, the electronic policy is sent to you by email.

There are many sites where you can check the authenticity of the policy:

  • Ingosstrakh: https://www.ingos.ru/services/check_policy/ ;
  • Rosgosstrakh: https://www.rgs.ru/security/bso/index.wbp;
  • Renaissance: http://www.renins.com/ ;
  • Consent: http://www.soglasie.ru/bso/ ;
  • and other insurance companies with a license for compulsory motor liability insurance.

Authentication by last name is not the best way. It may be incorrect. Usually such data is scarce. There are many namesakes in Russia, so additional data is required everywhere.

Check the authenticity of the MTPL insurance policy immediately after receiving it. This way you will be better able to protect yourself from counterfeits and other related problems.

Don't be lazy:

In the RSA database you can see a list of all the forms that are necessary for issuing compulsory motor liability insurance policies.

If your policy is not in the database, if a completely different insurance company is listed in the data, you are being deceived, do not enter into such an agreement. But if you have already taken out such a policy, take measures to recover the amount paid from the fraudster.

There is liability for purchasing a fake policy or an empty form (Article 327 of the Criminal Code of the Russian Federation). It will not be possible to receive an insurance payment under a fake policy.

If an accident occurs, the car owner must compensate for the damage himself. Be vigilant and always carefully check the policy you purchased.

Compulsory motor third party liability insurance in the Russian Federation obliges drivers to draw up the necessary contract.

Dear readers! The article talks about typical ways to resolve legal issues, but each case is individual. If you want to know how solve exactly your problem- contact a consultant:

APPLICATIONS AND CALLS ARE ACCEPTED 24/7 and 7 days a week.

It's fast and FOR FREE!

The high cost of insurance, the lack of desire to insure, and the desire to benefit fraudsters have affected compliance with the law. We will tell you how to protect yourself using simple online services in our article.

Purpose of inspection

Often life situations lead to the need to have an insurance policy, find out about its legitimacy or check the availability of another person. Who should I contact? Is it possible to do the check yourself?

Today this information is not secret. Any Internet user can find it out if they have the contract number or car data.

These actions help:

  • find out if the document is valid;
  • issued or not;
  • contract number;
  • name of the insurer, whether it is a legal entity.

Verification methods

There are two ways to find out the 100% authenticity of the MTPL insurance contract:

  1. Visually.
  2. According to the RSA database on the official website autoins ru/ru/osago/polis.

The first method requires careful examination. The discrepancy indicates deception:

  • the size of the policy form is about a centimeter larger than a regular A4 sheet and thinner;
  • The color of the paper is reddish, there are fibers. A green-blue micromesh is applied to the front side;
  • watermarks contain the RSA emblem;

  • a 2 mm metallized strip is applied on the reverse side;
  • The serial account number of the contract (10 digits) is printed at the top right.
  • Also, the reality is affected by blots when filling out by hand, strikethroughs (it is better to fill out a new form), low cost, lack of a license from the insurer (you can check its availability on the website of the Central Bank of the Russian Federation: cbr ru/finmarkets/).

    Important! If you doubt the legality of the actions of an insurance specialist (agent), it is better to call the organization and find out whether he is their employee.

    The second method of checking compulsory motor liability insurance makes it possible to check the contract:

  1. For real. You should enter the series and policy number in the fields of the verification window, confirm the search and wait for a response. Positive – “is with the policyholder.” One of the methods of deception is the sale of duplicates of real policies. That is, after purchasing insurance, it may turn out that insurance has already been issued for this number. Therefore, you should also check using the method described below.
    Important! Please keep in mind that it may take about 5 days from the time you purchase insurance until the information appears online. Only after this period should one “search for the truth.”
  2. Which car is insured by insurance number. Having entered the data, the search result appears - vehicle license plate number, VIN code. Here you can find out whether the contract was terminated for any reason.
  3. Knowing the details of the car, find out the insurance number or whether it is issued for this vehicle. According to the VIN, it is possible to find out the name of the insurance company, the policy number and its type, and information about the drivers included in the contract.

What is the RSA database

The Russian Union of Auto Insurers (RUA) is an organization that works on the basis of legislative acts on. It is non-profit and is an all-Russian association of insurance companies.

Its goal is interaction between vehicle owners. That is, almost any insurance company carrying out legal activities in Russia is a member of it.

A unified database of information on concluded insurance contracts is collected in the AIS RSA. All insurers have the right to use it.

Recent innovations have made it possible to expand the functionality of the database, making the work of companies more transparent and reliable. This made it possible to reduce the percentage of fraudulent insurance, because people began to understand what opportunities AIS RSA provides.

These include insurance payments in accordance with the requirements of the law in the following cases:

  • absence of the culprit (has not been determined);
  • at the culprit of the incident;
  • in case of bankruptcy of an insurance company;
  • if the license for the relevant type of activity from the insurer is revoked.

The AIS database records information about the policyholder: his full name, passport details, number, information about insurance and payments for it. That is, the insurance history for each client or vehicle can be tracked if the information was entered.

Services for using database information are free and available around the clock. Thanks to this, when contacting any company to obtain insurance, you can easily calculate the amount that affects the final cost of the insurance product.

For responsible drivers, it can be reduced from the base price, but for those who caused an accident, they will have to pay more.

For the convenience of drivers, the system has been made more accessible. Using the online service offered by many specialized sites, knowing the data about the car, you can check any MTPL policy.

Thus, you can check the insurance information for your car, the one you are buying, or the one that caused the accident.

There are situations when a participant in a traffic accident flees the scene. It gives out the car number, which makes it easy to find out the necessary information about the car and the owner.

How to check the authenticity of an OSAGO policy at RSA using the car’s state number

You can check your policy for fictitiousness on many websites, including RSA.

From each, access goes to a single database. It takes one minute to enter the numbers, press the Search key and the result will be displayed on the screen.

Let's consider 3 request options that differ in the initial information:

  1. By insurance number. The series (XXX for those purchased online) and number (10 characters) are entered into the fields. Check the box indicating that you are not a robot, then Search.

  2. By date and policy number. The input is similar to the previous one, but also has a temporary field to indicate the date of execution of the contract. The result of the search is to determine the presence of a duplicate. If the information received matches the insurance data, everything is fine, if not, the sale turned out to be fictitious, you need to buy a new policy.

  3. According to the car(fifth item on the RSA list). After entering the license plate number, VIN, and body number into the appropriate fields, you can find out more information regarding the insurance and the company that issued it.

    The overall result of the check is:

    1. Full name of the car owner and policy.
    2. Document status:
      • "Cannot find policy." In this case, you need to apply for a motor vehicle license again;

      • "Not issued." This means that the insurer has the original document;

      • "Lost power." This means that the policy is not valid;

      • “Expired”—the validity period has expired.

      • State registration number.
      • Validity.
      • Full name of the insurance company.
      • Availability of a license to operate.
      • At the traffic police

        Automation of many systems has also simplified the process associated with obtaining insurance. By entering standard data about the owner and his vehicle and paying by electronic transfer, you can be considered insured. You do not need to receive the policy in your hands.

        Just click on the print button and the service applicant will have a full-fledged, legally valid document. Some users don’t even print it out, hoping to be able to present it using the gadget.

        Now, in more detail about the possible nuances and problems that may arise at each stage of issuing an e-policy and presenting it to the traffic police inspector:

      1. According to the auto liability insurance policy, the driver must present a paper version of the insurance upon request of the inspector. A printout is also a document.
      2. If there are any doubts about the authenticity, the insurance can be checked using the IMTS service of the Ministry of Internal Affairs of the Russian Federation or through the public portal of the RSA.
      3. If there is no document form, the inspector can check the data submitted by the driver in electronic form. If there is no Internet connection or the required digital device, he may issue a fine. The latter can be appealed, since the lack of electronic equipment is not a driver’s problem. That is, it is easier if there is a paper version and the owner is confident in its authenticity.

      In fact, many people are victims of scams using the electronic services of fake websites. Such a document will not exempt you from a fine if fraud is discovered.

      It is important to note that in case of an accident there will be no payments under such an agreement. Therefore, the site should be selected carefully, using the RSA or State Services database.

      Inconsistency of information on documents: The fact of changing the last name given in the vehicle may cause the documents to be recognized as fictitious. To do this, adjustments should be made in a timely manner.

      An electronic printout is initially a document; it has a digital signature. At the same time, for particularly vigilant drivers, it would be a good idea to visit the insurer on occasion and get a wet stamp.

      In some cases, this can become irrefutable evidence of the authenticity of the document.

      How to find out the validity period of insurance

      You can check the legitimacy of a motor third party liability policy on the website of any insurance company that has the appropriate license to issue compulsory motor third party liability insurance.

      Some of them:

      1. Ingosstrakh: ingos ru/services/check_policy/.
      2. Rosgosstrakh: rgs ru/security/bso/index.wbp.
      3. Renaissance: renins com/.
      4. Consent: soglasie ru/bso/.

      What to do if you discover a fake document

      The situation of lack of confirmation of registration of the policy in the centralized data bank can happen to any driver.

      The reason may be:

      • human factor (they did not enter information on a specific policy);
      • the insurance has expired or been cancelled;
      • fraud has occurred;
      • An error was made when entering information into the window during verification.

      In the latter case, you should carefully double-check the entered numbers.

      If the error has already been determined based on the result of the PCA check, then you should perform:

      1. Enter the vehicle passport number. If the registration address has been changed, then the new data may not have been entered into the system yet.
      2. Enter erroneous information if you are sure of such an error and see the result of such a search. Further action depends on the result of the answer. You may need to contact your insurer to correct the information.
      3. Trust a trusted company to take out new insurance. It would be a good idea to find out the level of the payout rating (this is available from the network). As a rule, high-level companies monitor their reputation, and experienced employees make a minimum of mistakes.

      To find out whether the MTPL policy is valid, you need to make a request to the AIS RSA database. The presence of insurance information in it is a guarantee of its authenticity. The database of the Union of Auto Insurers includes only data on policies issued by legal insurance companies. In what cases do people try to find out the authenticity of insurance:

      • When an accident occurs, the injured party often wants to be sure that they will be paid by the insurance company. But this will only be possible if the culprit has genuine insurance;
      • after purchasing a car license. Data on compulsory motor liability insurance must be transferred to the RSA database immediately after its registration. And the buyer should make a request to her to make sure that he will not have problems on the road if he is stopped by a traffic police inspector to check his documents.

      Drivers who have purchased a vehicle license are interested in whether they can find out information about it only by their last name. But usually this data is not enough. After all, there are many namesakes living in Russia. Therefore, searching only by last name cannot be correct. But it can be an additional parameter for searching a document. Therefore, it will have to be entered into the form of an electronic service that requests data online from the website of the Union of Auto Insurers.

      Checking the MTPL policy by last name

      To conduct an insurance check, you need to enter an online service form that makes a request to the AIS RSA database, the following data: last name, first name, patronymic of the motorist, motor vehicle policy number. After this, the person who made the request will have access to the following information:

      • status of the form (valid, not valid, lost);
      • date of validity of the insurance policy;
      • the name of the company that issued the vehicle license.

      Also, a car enthusiast who decides to check his MTPL will have access to additional information that is “linked” to this document. This includes KBM, vehicle registration number, VIN. The motorist will receive all this information if he enters his insurance number in the service verification field.

      In order not to have to worry and find out whether the motorist has a legal insurance form, you need to purchase compulsory motor liability insurance only from reliable companies. But if a situation arises that the car owner suspects that he was sold a fake, he needs to check the purchased document immediately. He can make a request to the RSA database completely free of charge. To do this, he only needs to use its online service for checking car insurance.